Baja Real Estate, Baja Properties, Rosarito properties, Ensenada properties

Primary Residences & 2nd Homes

	Loans $100,000 to $5,000,000 USD (Higher loan amounts subject to additional approval.)
	Up to 80% Loan-to-Value
	Minimum middle FICO credit score 680
	Up to 55% Debt-to-Income Ratio
	45 to 60 Day Escrow
	U.S. Escrow Company (First American Title or Stewart Title International)


25 Year Amortization

	3 Year ARM (Adjustable Rate Mortgage) Doc at 8.25%
	First 3 years are fixed at 8.25% interest rate then adjusts every 6 months based on the 6 month LIBOR* + 5% 3 Year ARM (Adjustable Rate Mortgage) Doc at 8.5%
	First 3 years are fixed at 8.5% interest rate then adjusts every 6 months based on the 6 month LIBOR* + 5%. 5 Year ARM (Adjustable Rate Mortgage) Doc at 8.375%
	First 5 years are fixed at 8.375% interest rate then adjusts every 6 months based on the 6 month LIBOR* + 5%. 5 Year ARM (Adjustable Rate Mortgage) Doc at 8.625%
	First 5 years are fixed at 8.625% interest rate then adjusts every 6 months based on the 6 month LIBOR* + 5%. 10 Year ARM (Adjustable Rate Mortgage) Doc at 8.625%
	First 10 years are fixed at 8.625% interest rate then adjusts every 6 months based on the 6 month LIBOR* + 5% 10 Year ARM (Adjustable Rate Mortgage) Doc at 8.875%
	First 10 years are fixed at 8.875% interest rate then adjusts every 6 months based on the 6 month LIBOR* + 5%. 25 Year FIXED (Fixed Rate Mortgage) Doc at 8.75%

Baja Real Estate, Baja Properties. Homes, Condos and Lots.